Health benefits were complex, but not anymore.
Right Intention, Right Design
Two Steps and You’re Done
- Put money into employees’ Frontier benefit accounts.
- Your employees use that money to buy their own health insurance.
Best of all, OneBridge administers everything else and guides your employees along the way.
Right Intentions, Imperfect Design
Too Many Responsibilities to Count
- COBRA administration.
- ACA reporting.
- Paying insurance carriers.
- Managing consistent rate increases.
- Finding solutions for your out-of-area employees.
- Staying up-to-date with group health regulations.
- Coordinating QLEs.
- Handling payroll deductions.
- And more!
Frontier provides employers with a simplified health benefit option that enables you to focus your resources on your business vs benefits administration. Frontier simplifies the way health insurance is designed, offered, and administered and enables your employees to choose the health coverage that best fits their needs.
Available with top providers in all 50 states.
An Even Better
Benefit for Employees
Health insurance is a very personal decision. Shouldn’t the person using the insurance choose their own plan? Frontier puts the decision back into the hands of the person who will be utilizing the insurance, your employee. Plus, unused funds stay with each employee to cover future healthcare expenses.
Revolutionary Tech for Revolutionary Benefits
Frontier is powered by OneBridge Benefits—a premier benefit administrator servicing over 210,000 participants with $2B+ in health account savings. Employers gain a trusted, experienced partner as OneBridge handles everything from plan design and compliance to administration and regulatory reporting. Employees gain complete control over their benefit through a robust online portal and mobile application. Go with the modern, first-of-its-kind technology and plans tailor-fit for your benefit with OneBridge.
Any unused funds are portable and can be used for future health expenses—providing a lifelong healthcare benefit.
Section 125 & POP Integration
Online Portal & Mobile App
Integrated Debit Card
Is Frontier right for you?
You no longer have to spend time and resources offering and administering traditional group health plans every year during open enrollment. Instead, you can focus on what you do best and offer a more flexible benefits package helping you attract and retain your industry’s top talent.
Frontier is designed to help any business—big or small—gain greater control over the rising costs of healthcare. More specifically, Frontier is a great fit for healthcare, transportation, and tech companies with 50+ employees.
With Frontier, each employee is now able to purchase a health insurance plan that is tailored to their geography. So, if your company is headquartered in New York but you have team members in Texas, Frontier allows your Texas team members to buy Texas-based health coverage with a Texas network of service providers.
By empowering your employees with ownership of their health insurance plans, there is no coverage loss in the event an employee leaves. As a turn-key solution provider, OneBridge handles all state-by-state COBRA regulations for you as needed.
Yes! Frontier can be seamlessly integrated into your existing benefits offering either as a standalone plan or alongside the traditional group health plan your employees already participate in.
Yes, Frontier is an Individual Coverage Health Reimbursement Arrangement (ICHRA). However, Frontier is a funded ICHRA, meaning that there is never any reimbursement to file for related to insurance expenses. All of our participants receive payment before their health insurance expense comes due.
Typically, ICHRAs are notional—meaning employees do not retain unused funds. Frontier accounts, however, are funded ICHRAs—meaning employees do retain unused funds. These funds can then be used for health expenses throughout an employee’s life.
In addition to this key difference, Frontier is powered by OneBridge Benefits, which developed the industry’s first and only technology solution that supports recordkeeping and reconciliation for employers, and allows employees to receive real-time claims, balance updates, and more!
Take the Next Step in Modernizing Your Coverage
When it comes to paying for healthcare today and saving for tomorrow, there’s more to explore. Map your healthcare benefits journey with Frontier and other YourWay plans through OneBridge Benefits.
See Frontier in Action
YourWay Frontier can save your organization time and money with just two simple steps. See how one business moved toward a brighter, better benefits future with OneBridge.
Compare Your Current Rates
YourWay Frontier is available with top providers in all 50 states. See your state’s current group plan rates and how much you stand to save by onboarding Frontier.